Privacy Policy

1. Information we collect

QSF Net Allocation Engine is a browser-based calculator. The settlement figures you enter are processed locally in your browser and are not sent to our servers or stored in a database. We do not operate user accounts or require personal identifiers (such as name, email, or phone number) to use the calculator.

We may collect standard server logs—such as your IP address, browser type, referring URL, and timestamps—through our hosting provider for operational and security purposes. These logs are retained only as long as necessary to diagnose issues and protect against abuse.

2. Cookies and similar technologies

We use cookies and related technologies for two purposes:

• Necessary cookies — required for the site to function securely and to remember basic display preferences.
• Advertising cookies — placed by third-party ad providers to serve relevant ads, measure ad delivery, and limit how often you see the same ad.

You can manage or disable cookies through your browser settings. Note that blocking advertising cookies may reduce the relevance of ads you see, but the calculator remains fully functional.

3. Third-party advertising providers

We display advertisements through Google AdSense, a program operated by Google. When you visit pages with ad units, Google and its partners may use cookies, web beacons, and similar technologies to:

• Serve ads based on your interests and prior visits to this or other sites.
• Measure ad performance, viewability, and interaction rates.
• Prevent the same ad from being shown too frequently.

Google’s use of advertising cookies is governed by its own policies. You can learn more and opt out of personalized advertising by visiting Google Ads Settings or AboutAds.info.

4. Analytics and performance

We do not currently run first-party analytics tracking. Server logs and AdSense reporting provide the operational data we use to maintain the site. If we add analytics in the future, this policy will be updated to name the provider and describe what is measured.

5. Data sharing and retention

We do not sell your personal information. Calculator inputs never leave your device. Server logs are retained for a limited period consistent with operational needs and are not shared with third parties except as required to deliver the service (e.g., hosting and ad serving).

6. Security

The site is served over HTTPS to protect data in transit. We rely on our hosting platform’s infrastructure protections and apply standard security practices for a static and serverless deployment. Because we do not collect sensitive personal data through the calculator, there is no stored database of user-submitted settlement information to protect.

7. Your choices

• Adjust cookie preferences in your browser at any time.
• Opt out of personalized ads through Google Ads Settings.
• Use private or incognito browsing if you prefer not to persist cookies between sessions.

8. Children’s privacy

This site is intended for legal and financial professionals, not children. We do not knowingly collect information from anyone under 13 years of age. If you believe a child has provided personal information, please contact us so we can remove it.

9. Changes to this policy

We may update this Privacy Policy as features change or legal requirements evolve. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated policy.

10. Contact

If you have questions about this Privacy Policy or how your information is handled, please reach out through the contact options available on the site or via the domain owner for qsfcalculator.com.