Advertising Disclosure

1. How ads are served

QSF Net Allocation Engine displays advertisements through Google AdSense, an advertising network operated by Google LLC. When you visit a page on this site that contains an ad unit, your browser loads code from Google’s servers (pagead2.googlesyndication.com) and Google places ads based on the content of the page, your general location (derived from your IP address), and, when allowed, your interests and browsing history.

Ads may appear as display banners, text ads, or other formats supported by AdSense. The specific ads you see are chosen automatically by Google; we do not manually select individual ads for each visitor.

2. Why ads appear

Advertising revenue helps cover the costs of hosting, maintaining, and improving this free calculator. The QSF Net Allocation Engine is provided at no charge to users, and ad support allows the tool to remain accessible without subscription fees or paywalls.

3. Cookies and tracking for ad delivery

Google and its partners use cookies, web beacons, and similar technologies to:

• Determine which ads to show based on page content and inferred audience interests.
• Measure whether an ad was viewed, clicked, or otherwise interacted with.
• Limit how many times you see the same advertisement.
• Detect invalid traffic and protect advertisers from fraudulent activity.

Some of these cookies may persist across sessions so that ads remain relevant on repeat visits. You can manage or delete cookies at any time through your browser settings.

4. Personalized vs. non-personalized ads

Depending on your location and consent choices, you may see either personalized or non-personalized ads:

• Personalized ads are tailored to your interests using data Google has collected about your browsing activity across sites that partner with Google.
• Non-personalized ads are based only on the context of the current page (for example, legal-finance calculator content) and do not use interest-based profiles.

If you are in a region that requires explicit consent for personalized advertising, you will be prompted before such cookies are set.

5. Your choices

You have several options to control how ads are shown to you:

• Opt out of personalized advertising by visiting Google Ads Settings. This applies across all sites that use Google advertising services.
• Block third-party cookies in your browser settings. This will prevent interest-based tracking, although you may still see context-based ads.
• Use an ad blocker or private browsing mode if you prefer not to load any ad scripts. The calculator remains fully functional without ads loaded.
• Industry-wide opt-out through AboutAds.info or the European Interactive Digital Advertising Alliance.

6. Children’s privacy and ad targeting

This site is intended for legal and financial professionals. It is not directed at children under 13, and we do not knowingly display behaviorally targeted ads to children. Google’s policies also prohibit personalized advertising to users that Google identifies as under the applicable age threshold.

7. Changes to this disclosure

We may update this Advertising Disclosure as our ad partnerships evolve or as legal requirements change. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated disclosure.

8. Contact

If you have questions about the advertising on this site, please reach out through the contact options available on the site or via the domain owner for qsfcalculator.com.